My mom is having trouble qualifying for health insurance. She has many preexsiting conditions and is legally blind. She is 59. My dad had earned income in USA but not my mom. Can she qualify for SSN disability benefits and subsequently Medicare benefits?What professional do I seek to advise me on issues relating to qualifying for Social Security Disability?
First...Go to your Local Social Security office with your Mom and file for SS disability.
Many times (the first time you may be turned down) However, keep applying.
You need to get a couple Doctors opinions on her Health condition and a few Friends to write letters on her behalf....recommending SS disability. She should eventually qualify...But the Governments Red Tape can be frustrating.... Remember DON'T GIVE UP!What professional do I seek to advise me on issues relating to qualifying for Social Security Disability?
I hate to be the bearer of bad news but if and when she does qualify for SS disability she would not be eligible for Medicare benefits.
Medicare requirements state that she must -
1. be a legal resident in the US for 5 years and
2. reached age 65 OR have been on disability for 24 months.
No, you can't qualify for SSDI based on your SPOUSE'S earnings - you have to earn for your own self. But she can get SSI based on her spouse's income, as a surviving spouse, once she's old enough.
The ONLY exception to this, is for minor disabled children, who can get not SSDI, but it's called something else, when they're disabled as a child, based on their PARENT'S paying into the system. But it goes away the day they get married, and they can never get it again.
She can only qualify for SS disability under very stringent conditions, and if she had no earned income in the US, she doesn't qualify under her own record. If your father has enough quarters, she can qualify as his dependent, both while he is living and after his death, once she reaches the proper age. She may qualify for Medicaid for her health insurance needs.
If she qualifies for SSI, she will receieve Medicare coverage. Make sure you check all your options as applying for SSI a lengthy process.
Can she apply for welfare medical?
I recently received SSD approval and it took three years. Although, I had retroactive medical benefits.
I took the assistance of a company called Allsup, Inc., and they were very helpful in helping me obtain benefits. There is a fee that is only paid if you will receive benefits. You can probably talk to them about your mom's application.
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